Cash Flow Based Loan Programs

Designed specifically for professional real estate investors with cash flow to expand operations without additional debt or equity.
Down Payment Assistance Mortgage Loan Information
Cash Flow Based Loans for Real Estate Investors
Cash Flow Based Loans for Real Estate Investors
  • Benefits of Cash Flow Financing Programs:
    • 7 Day Close
    • Keep Your Equity
    • No Origination Fees
    • No Balloon Payments
    • Flexible Capital
    • Set Monthly Payments
    • No Personal Credit or DTI
    • No Liens on Property
    • No Tradelines on Credit
  • Use Cases:
    • Property Acquisition
    • Working Capital
    • Development Costs
    • Renovations and Amenities
    • Hiring & Company Growth
    • Refinancing High Cost Debt
  • Loan amount: Cash Flow Based Loan Programs for real estate investors can offer loan amounts up to $2 million or more, depending on the scenario.
  • Loan terms: 1-5 year terms with the deal structured as Preferred Equity or Cash Flow Assignment. No Liens on property, but lien and PG is placed on operating entity. 3 or more payments held in reserves.
  • Documentation Required: Cash flow based loans have different documentation than mortgage loans, requiring all property documents as well as sponsor and entity documents. 
  • Experience Required: At least 3 years of property ownership or management is required.

Our lender partner provides liquidity to professional real estate investors with low leverage, cash-flowing assets. They do this by leveraging the monthly cash flow of experienced rental investors’ entities to provide up-front capital, which you can then use to acquire new properties or improve existing properties.
 

Commercial Loan Program Terms:

  • Up to 90% CLTV Purchase
  • Up to $100M Loan Amount
  • 5-100 Units
  • No Employment or Income Verification
  • Close in an LLC or Entity
  • Multi Family, Mixed Use, Retail/Office, Hospitality, Apartments, Senior Housing +more
  • Rehab and Ground Up Construction Available
  • Flexible Amortization Options

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About The Mortgage Calculator
The Mortgage Calculator

The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! 

Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes!

Our team of over 400 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more!

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